Some things have to be considered before agreeing to a BNPL agreement. First of all, you must understand the terms and conditions of repayment policies that you agree to. These terms and conditions can vary from company to company. For example, some companies offer to complete your payments within a month, while others can extend this duration to 3 months, six months, or even one year. If there are any interest rates, they will also vary from company to company. You should know about the working of these payments to have a budget plan ready when the time of paying the instalment comes.